Frequently Asked Questions About Study Visas, Admissions & Coaching

SAJO Consultancy provides end-to-end university shortlisting, documentation, and visa filing for 11 premier destinations:

• North America: United States (USA) & Canada
• Europe & UK: United Kingdom (UK), Germany, Ireland, Italy, Finland & Schengen Europe
• Oceania & Asia: Australia, New Zealand & China (MBBS/Engineering)

Yes, 100% free. Our initial counseling sessions—conducted either in-person at our Indore office (Anurag Nagar, LIG Square) or online via Zoom—include profile evaluation, academic transcript review, gap analysis, and tailored country recommendations with zero obligation to enroll.

Yes. Many institutions worldwide provide IELTS waivers under specific conditions:

• PTE Academic & Duolingo (DET): Accepted widely in the USA, UK, Canada, and Australia.
• Medium of Instruction (MOI): Available at select universities in the UK and Germany if your undergraduate degree was taught 100% in English.
• 12th Board Marks: UK and European universities often waive English exams if you achieved 70%+ in CBSE/ICSE English.

The Student Direct Stream (SDS) is an expedited visa track for Indian students requiring upfront payment of 1 year's tuition, a $20,635 CAD GIC deposit, and IELTS 6.0 (or PTE 60). The non-SDS stream offers alternative financial proofs but typically experiences longer processing times. Our team advises on the optimal track for your profile.

We provide certified prep with dedicated mock labs for:

• English Proficiency: IELTS (Academic/General), PTE Academic, TOEFL iBT, Duolingo English Test (DET).
• Aptitude & Admissions: GRE (Shorter GRE), GMAT Focus Edition, and Digital SAT.
• Foreign Languages: French Language (DELF A1–B2 and TEF Canada PR preparation).

Yes. Public universities in Germany charge zero tuition fees for international students (only a nominal semester contribution of €250–€350). Similarly, in Italy, regional government scholarships (such as DSU) provide 100% tuition waivers plus up to €7,000 in annual stipends for eligible students.

Yes. Many institutions in the UK, USA, and Europe accept up to 10–15 backlogs if they are properly addressed with a strong Statement of Purpose (SOP) and relevant work experience. We specialize in profile calibration to present genuine academic justifications.

Yes. A substantial portion of our caseload consists of successful re-applications after previous refusals. We request official GCMS notes (for Canada) or review 214(b) letters (for USA), restructure your financial dossier, draft a new SOP addressing officer concerns, and conduct 1-on-1 interview mock prep.

Yes. We have partnerships with leading public banks (SBI, Bank of Baroda), private lenders (HDFC Credila, Axis Bank), and NBFCs (Avanse, InCred) to secure both secured and unsecured (non-collateral) loans up to ₹50–₹75 Lakhs with fast turnaround times.

Every student dossier is personally verified by Mrs. Shveta Agarwal Jain (Director & Australia Alumna with 15+ years of overseas counseling expertise) along with our senior country specialists in Indore, guaranteeing zero filing discrepancies.

Post-study work rights vary by destination and qualification:

• USA: Up to 3 years for STEM degrees (OPT extension); 1 year for non-STEM.
• United Kingdom: 2 years Graduate Route visa (3 years for PhD).
• Germany: 18-month job seeker visa with direct pathway to EU Blue Card.
• Ireland: 2 years stay-back for Master's degree holders.
• Australia: 2 to 4 years depending on degree level and regional campus location.

Our office is located at 127, LG Link Rd, Anurag Nagar, Near LIG Square, Indore, MP 452010.
Timings: Monday to Saturday: 10:00 AM – 7:00 PM.
Prior appointments are recommended to ensure dedicated counselor allocation.

For Fall Intake (August/September): Begin test prep and university shortlisting 9–12 months prior (by October–December). University deadlines range from December to March, and visa applications are lodged between May and July.
For Spring Intake (January/February): Begin applications by June–August with visa filing completed by October–November.

Yes. Most major destinations permit international students to work part-time to offset living expenses:

• UK, Ireland, Australia, Germany, France: Up to 20 hours per week during term time and 40 hours (full-time) during vacations.
• USA: Up to 20 hours per week of on-campus employment during academic semesters.

A Blocked Account is an official German visa requirement proving you have sufficient living funds for one year. As per current German federal guidelines, students deposit approximately €11,904 into an approved provider (such as Expatrio, Coracle, or Fintiba). Once in Germany, a fixed monthly stipend (around €992) is disbursed to your local bank account.

Yes, 100% personalized. We do not use copy-pasted templates. Our editorial mentors conduct 1-on-1 brainstorming sessions to understand your academic trajectory, career ambitions, and project highlights to craft compelling, plagiarism-free Statements of Purpose (SOP), Letters of Recommendation (LOR), and university resumes that capture admissions committees' attention.

There is no upper age limit for Master's or postgraduate studies in the US, UK, Germany, or Ireland. Study gaps of 2 to 10+ years are routinely accepted provided they are backed by legitimate professional experience, salary slips, Form 16/ITR records, or business registrations demonstrating career progression.

Yes, absolutely. We offer a complimentary, no-obligation demo session and diagnostic baseline test for all exam prep batches (IELTS, PTE Academic, GRE, Digital SAT, and French). This gives you direct exposure to our certified trainers, proprietary study material, and computer testing software before you enroll.